No. In cases where you do not have an existing health insurance policy, the Intended Parents will need to secure an appropriate policy to cover the medical expenses related to the surrogacy. Ensuring that you have adequate health insurance is essential to the surrogacy process and that you receive the necessary care throughout your journey. This process helps to protect both you and the Intended Parents, ensuring a smooth and well-managed surrogacy experience.
If you have a health insurance policy, a thorough review will be conducted to determine if there is a “surrogacy exclusion” in your coverage. If no exclusion is found, your insurance will be utilized for your obstetrical medical care once you are released from the fertility center and begin seeing your obstetrician. The Intended Parents are responsible for all co-pays and deductibles associated with your insurance.
Staci Swiderski, CEO and owner of Family Source Consultants has been involved in the field of reproductive medicine since 2002. Staci has vigorously grown the comprehensive egg donation and gestational surrogacy agency to become a worldwide leader in the third-party reproduction field. Staci is a former intended parent herself. She and her husband welcomed their son via gestational surrogacy in 2005. Additionally, Staci had the experience of assisting an infertile couple (AKA Recipient Parents) build their family through her efforts as an egg donor, with her donation resulting in the births of their son and daughter.